I have no $ but I want to go to college only have GED want to live in school help please!!? I am 19 and my cousin is 18. We both want to g to college. I have my GED bu she doesn't. We both live in Massachusetts with our parents and have no jobs or money of our own but want to go to college. I have NO idea how this can happen but I want it so bad! How can we go about this? I want to live on campus but I think we would have to go to a community college and they don't have dorms. Do we HAVE to go to community college if we get financial aid? Is there anyway we could go to college in another state and still get funding? We are going to need the whole thing funded, at least for the first year, is this possible? Please help! Thanks :)
Financial Aid - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Being as your inquiry here was so vague there's no real way of saying one way or another, and it suggests you need to do further research on your options on your own. But one thing's for sure, if you only have a GED you will have to go to a community college your first two years and even there you might struggle due to your lack of academic accomplishments.
2 :
A community college is not so bad. If you can stand living at home for another 2 years or so then do it. Apply for a pell grant by applying for a FAFSA online in early January. Call the financial aid office at a nearby community college and ask them about funding. Your friend should be working on getting her GED so she can attend in the fall too. Good luck!
3 :
Your cousin will need a GED or diploma in order to qualify for financial aid. You don't have to go to a community college... they're often recommended because they are a lot cheaper than traditional four-year schools. You can get most of your general ed. at a community college and then transfer to a 4-year school. As a dependent freshman, you will be eligible to borrow up to $5,500/year. Your eligibility for need-based grants will depend on your income and assets and your parents' income and assets. If you qualify for need-based grants... you might be able to afford tuition, room and board, fees, books, supplies, and food -- if you only qualify for federal loans... you need to consider a community college. You can either continue living at home to save money -- or, get a job and get an apartment with your cousin (usually a cheap apartment is a lot less than the dorms and meal plan). If you choose an out-of-state college, you can still qualify for federal aid -- but, you will not be eligible for any state aid and you will be charged out-of-state tuition the entire 4 years (which can be as much as 20k more each year!). You're better off attending school in your state and then moving when you graduate (if you want to live elsewhere). Community colleges tend to cost less than $3,000/year. Living on-campus at a public in-state school could cost you between $8,000 and $15,000/year. Living on-campus at a private school will cost you around $30,000/year. Living on-campus at a public, out-of-state school will cost you between $20,000 - $30,000/year. Take student loans seriously. You must repay these even if you don't graduate college and even if you don't have a job when you leave/graduate school. Avoid private student loans and find a school that's less than $5,500/year (the maximum you can borrow in federal loans your freshman year). Student loans aren't bad, but many students find themselves in trouble when it's time to repay the loans because they cannot afford to pay rent, food, and a loan repayment. There are student loan calculators so that you can estimate what your repayment will be. Just borrowing $30,000 over four years will leave you with a monthly repayment of $348/month for 10 years.
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